Call report 2003Q1
OAKLAND STATE BANK — 2003Q1
The 22 measures OAKLAND STATE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,069,000 | USD | evidence → |
| Total loans | 32,050,000 | USD | evidence → |
| Allowance for loan losses | 992,000 | USD | evidence → |
| Securities available for sale | 1,271,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,678,000 | USD | evidence → |
| Interest-bearing deposits | 30,882,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,796,000 | USD | evidence → |
| Equity capital | 2,405,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 689,000 | USD | evidence → |
| Interest expense | 256,000 | USD | evidence → |
| Net interest income | 433,000 | USD | evidence → |
| Noninterest income | 74,000 | USD | evidence → |
| Noninterest expense | 315,000 | USD | evidence → |
| Provision for loan losses | 583,000 | USD | evidence → |
| Pretax income | -391,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | -473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,365,000 | USD | evidence → |
| Total capital | 2,771,000 | USD | evidence → |
| Risk-weighted assets | 31,926,000 | USD | evidence → |