Call reports 2016
CENTRAL BANK OF JEFFERSON COUNTY — 2016
What CENTRAL BANK OF JEFFERSON COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,585,000 | 175,543,000 | 172,779,000 | 177,539,000 |
| Total loans | 129,082,000 | 130,362,000 | 136,301,000 | 137,386,000 |
| Allowance for loan losses | 1,418,000 | 1,378,000 | 1,393,000 | 1,357,000 |
| Securities available for sale | 7,967,000 | 10,239,000 | 9,862,000 | 9,349,000 |
| Securities held to maturity | 6,564,000 | 6,500,000 | 3,661,000 | 3,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,524,000 | 145,011,000 | 142,070,000 | 146,845,000 |
| Interest-bearing deposits | 113,386,000 | 120,911,000 | 112,679,000 | 113,698,000 |
| Noninterest-bearing deposits | 24,138,000 | 24,100,000 | 29,391,000 | 33,147,000 |
| Equity capital | 24,160,000 | 24,384,000 | 24,690,000 | 25,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,252,000 | 4,862,000 | 6,531,000 |
| Interest expense | 209,000 | 403,000 | 584,000 | 757,000 |
| Net interest income | 1,387,000 | 2,849,000 | 4,278,000 | 5,774,000 |
| Noninterest income | 308,000 | 558,000 | 949,000 | 1,279,000 |
| Noninterest expense | 1,390,000 | 2,817,000 | 4,200,000 | 5,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 590,000 | 1,027,000 | 1,516,000 |
| Income tax | 103,000 | 182,000 | 319,000 | 471,000 |
| Net income | 202,000 | 408,000 | 708,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,603,000 | 18,809,000 | 19,108,000 | 19,581,000 |
| Total capital | 20,021,000 | 20,187,000 | 20,501,000 | 20,938,000 |
| Risk-weighted assets | 132,828,000 | 131,652,000 | 136,011,000 | 142,282,000 |