Call reports 2009
CENTRAL BANK OF JEFFERSON COUNTY — 2009
What CENTRAL BANK OF JEFFERSON COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 178,373,000 | 182,058,000 | 188,680,000 | 189,080,000 |
| Total loans | 137,710,000 | 139,743,000 | 137,553,000 | 145,446,000 |
| Allowance for loan losses | 2,585,000 | 2,463,000 | 2,448,000 | 2,014,000 |
| Securities available for sale | 12,739,000 | 12,086,000 | 12,394,000 | 6,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,498,000 | 153,451,000 | 160,249,000 | 162,288,000 |
| Interest-bearing deposits | 139,166,000 | 142,895,000 | 147,415,000 | 149,876,000 |
| Noninterest-bearing deposits | 10,332,000 | 10,556,000 | 12,834,000 | 12,412,000 |
| Equity capital | 20,416,000 | 19,685,000 | 19,177,000 | 21,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,938,000 | 3,994,000 | 6,019,000 | 8,145,000 |
| Interest expense | 1,165,000 | 2,342,000 | 3,419,000 | 4,446,000 |
| Net interest income | 773,000 | 1,652,000 | 2,600,000 | 3,699,000 |
| Noninterest income | 322,000 | 741,000 | 1,038,000 | 1,147,000 |
| Noninterest expense | 1,798,000 | 3,948,000 | 5,842,000 | 7,326,000 |
| Provision for loan losses | 335,000 | 554,000 | 769,000 | 847,000 |
| Pretax income | -1,038,000 | -2,109,000 | -2,973,000 | -3,327,000 |
| Income tax | -361,000 | -733,000 | -1,039,000 | -1,162,000 |
| Net income | -677,000 | -1,376,000 | -1,934,000 | -2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,034,000 | 13,337,000 | 12,798,000 | 15,568,000 |
| Total capital | 15,812,000 | 15,130,000 | 14,585,000 | 17,437,000 |
| Risk-weighted assets | 141,464,000 | 142,736,000 | 142,286,000 | 149,342,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL BANK OF JEFFERSON COUNTY — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.