Call reports 2004
CENTRAL BANK OF JEFFERSON COUNTY — 2004
What CENTRAL BANK OF JEFFERSON COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 204,777,000 | 198,721,000 | 189,526,000 | 178,668,000 |
| Total loans | 160,074,000 | 144,943,000 | 143,433,000 | 138,311,000 |
| Allowance for loan losses | 4,676,000 | 3,657,000 | 3,435,000 | 3,512,000 |
| Securities available for sale | 23,060,000 | 26,442,000 | 27,810,000 | 26,067,000 |
| Securities held to maturity | 8,135,000 | 8,135,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,228,000 | 159,825,000 | 148,648,000 | 138,386,000 |
| Interest-bearing deposits | 159,316,000 | 153,325,000 | 141,986,000 | 134,137,000 |
| Noninterest-bearing deposits | 4,912,000 | 6,500,000 | 6,662,000 | 4,249,000 |
| Equity capital | 13,887,000 | 12,624,000 | 12,412,000 | 11,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,827,000 | 5,499,000 | 8,185,000 | 10,730,000 |
| Interest expense | 1,572,000 | 3,070,000 | 4,519,000 | 5,910,000 |
| Net interest income | 1,255,000 | 2,429,000 | 3,666,000 | 4,820,000 |
| Noninterest income | 498,000 | 665,000 | 927,000 | 968,000 |
| Noninterest expense | 2,284,000 | 4,429,000 | 6,501,000 | 8,330,000 |
| Provision for loan losses | 136,000 | 650,000 | 880,000 | 1,179,000 |
| Pretax income | -616,000 | -1,934,000 | -2,711,000 | -3,642,000 |
| Income tax | -204,000 | -649,000 | -921,000 | -1,337,000 |
| Net income | -412,000 | -1,285,000 | -1,790,000 | -2,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,789,000 | 12,928,000 | 9,928,000 | 9,036,000 |
| Total capital | 19,383,000 | 18,428,000 | 15,397,000 | 14,357,000 |
| Risk-weighted assets | 132,567,000 | 125,962,000 | 123,691,000 | 111,624,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL BANK OF JEFFERSON COUNTY — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.