Call reports 2010
COMMERCIAL BANK — 2010
What COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 526,431,000 |
| Total loans | 387,124,000 |
| Allowance for loan losses | 8,688,000 |
| Securities available for sale | 65,870,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 435,447,000 |
| Interest-bearing deposits | 387,703,000 |
| Noninterest-bearing deposits | 47,744,000 |
| Equity capital | 45,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 5,812,000 |
| Interest expense | 1,949,000 |
| Net interest income | 3,863,000 |
| Noninterest income | 611,000 |
| Noninterest expense | 2,603,000 |
| Provision for loan losses | -410,000 |
| Pretax income | 2,281,000 |
| Income tax | -1,865,000 |
| Net income | 4,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 44,114,000 |
| Total capital | 49,174,000 |
| Risk-weighted assets | 401,703,000 |