Call reports 2001
COMMERCIAL BANK — 2001
What COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 311,036,000 | 328,564,000 | 321,954,000 | 322,453,000 |
| Total loans | 263,100,000 | 267,301,000 | 265,318,000 | 267,549,000 |
| Allowance for loan losses | 3,305,000 | 3,344,000 | 3,333,000 | 3,313,000 |
| Securities available for sale | 28,277,000 | 32,187,000 | 31,597,000 | 32,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,882,000 | 277,285,000 | 269,875,000 | 267,370,000 |
| Interest-bearing deposits | 223,155,000 | 240,087,000 | 234,141,000 | 227,462,000 |
| Noninterest-bearing deposits | 36,727,000 | 37,198,000 | 35,734,000 | 39,908,000 |
| Equity capital | 25,186,000 | 25,792,000 | 26,121,000 | 26,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,660,000 | 13,216,000 | 19,613,000 | 25,626,000 |
| Interest expense | 3,216,000 | 6,406,000 | 9,270,000 | 11,765,000 |
| Net interest income | 3,444,000 | 6,810,000 | 10,343,000 | 13,861,000 |
| Noninterest income | 539,000 | 1,138,000 | 1,828,000 | 2,407,000 |
| Noninterest expense | 1,472,000 | 2,878,000 | 4,348,000 | 5,899,000 |
| Provision for loan losses | 140,000 | 290,000 | 490,000 | 620,000 |
| Pretax income | 2,371,000 | 4,780,000 | 7,333,000 | 9,749,000 |
| Income tax | 851,000 | 1,717,000 | 2,638,000 | 3,508,000 |
| Net income | 1,520,000 | 3,063,000 | 4,695,000 | 6,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,922,000 | 25,465,000 | 25,445,000 | 25,657,000 |
| Total capital | 28,141,000 | 28,785,000 | 28,733,000 | 28,970,000 |
| Risk-weighted assets | 257,711,000 | 265,583,000 | 262,961,000 | 267,846,000 |