Call reports 2008
FIRST CHARTER BANK — 2008
What FIRST CHARTER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 4,787,611,000 |
| Total loans | 3,495,332,000 |
| Allowance for loan losses | 45,022,000 |
| Securities available for sale | 820,481,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 3,267,185,000 |
| Interest-bearing deposits | 3,114,377,000 |
| Noninterest-bearing deposits | 152,808,000 |
| Equity capital | 501,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 68,563,000 |
| Interest expense | 34,601,000 |
| Net interest income | 33,962,000 |
| Noninterest income | 18,482,000 |
| Noninterest expense | 33,381,000 |
| Provision for loan losses | 4,707,000 |
| Pretax income | 15,585,000 |
| Income tax | 9,402,000 |
| Net income | 6,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 424,710,000 |
| Total capital | 469,732,000 |
| Risk-weighted assets | 3,965,497,000 |