Call report 2007Q4
FIRST CHARTER BANK — 2007Q4
The 22 measures FIRST CHARTER BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,854,243,000 | USD | evidence → |
| Total loans | 3,517,151,000 | USD | evidence → |
| Allowance for loan losses | 42,414,000 | USD | evidence → |
| Securities available for sale | 859,155,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,305,637,000 | USD | evidence → |
| Interest-bearing deposits | 3,131,217,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,421,000 | USD | evidence → |
| Equity capital | 499,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 309,787,000 | USD | evidence → |
| Interest expense | 157,787,000 | USD | evidence → |
| Net interest income | 152,000,000 | USD | evidence → |
| Noninterest income | 78,297,000 | USD | evidence → |
| Noninterest expense | 142,001,000 | USD | evidence → |
| Provision for loan losses | 19,945,000 | USD | evidence → |
| Pretax income | 68,206,000 | USD | evidence → |
| Income tax | 23,251,000 | USD | evidence → |
| Net income | 44,955,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 417,979,000 | USD | evidence → |
| Total capital | 460,393,000 | USD | evidence → |
| Risk-weighted assets | 3,993,300,000 | USD | evidence → |