Call report 2004Q4
FIRST CHARTER BANK — 2004Q4
The 22 measures FIRST CHARTER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,416,196,000 | USD | evidence → |
| Total loans | 2,444,727,000 | USD | evidence → |
| Allowance for loan losses | 26,872,000 | USD | evidence → |
| Securities available for sale | 1,588,105,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,675,675,000 | USD | evidence → |
| Interest-bearing deposits | 2,232,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 443,622,000 | USD | evidence → |
| Equity capital | 304,351,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 187,253,000 | USD | evidence → |
| Interest expense | 63,511,000 | USD | evidence → |
| Net interest income | 123,742,000 | USD | evidence → |
| Noninterest income | 57,703,000 | USD | evidence → |
| Noninterest expense | 109,899,000 | USD | evidence → |
| Provision for loan losses | 8,425,000 | USD | evidence → |
| Pretax income | 64,142,000 | USD | evidence → |
| Income tax | 21,912,000 | USD | evidence → |
| Net income | 42,230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 287,619,000 | USD | evidence → |
| Total capital | 314,491,000 | USD | evidence → |
| Risk-weighted assets | 2,939,785,000 | USD | evidence → |