Call report 2003Q4
FIRST CHARTER BANK — 2003Q4
The 22 measures FIRST CHARTER BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,188,672,000 | USD | evidence → |
| Total loans | 2,257,774,000 | USD | evidence → |
| Allowance for loan losses | 25,607,000 | USD | evidence → |
| Securities available for sale | 1,539,785,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,466,561,000 | USD | evidence → |
| Interest-bearing deposits | 2,101,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 365,341,000 | USD | evidence → |
| Equity capital | 292,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 178,220,000 | USD | evidence → |
| Interest expense | 69,893,000 | USD | evidence → |
| Net interest income | 108,327,000 | USD | evidence → |
| Noninterest income | 54,289,000 | USD | evidence → |
| Noninterest expense | 127,173,000 | USD | evidence → |
| Provision for loan losses | 27,518,000 | USD | evidence → |
| Pretax income | 17,986,000 | USD | evidence → |
| Income tax | 3,390,000 | USD | evidence → |
| Net income | 14,596,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 266,297,000 | USD | evidence → |
| Total capital | 291,904,000 | USD | evidence → |
| Risk-weighted assets | 2,706,517,000 | USD | evidence → |