Call reports 2001
FIRST CHARTER BANK — 2001
What FIRST CHARTER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,061,399,000 | 3,119,934,000 | 3,329,977,000 | 3,314,323,000 |
| Total loans | 1,986,485,000 | 1,969,665,000 | 1,987,169,000 | 1,954,894,000 |
| Allowance for loan losses | 28,049,000 | 28,049,000 | 28,221,000 | 25,843,000 |
| Securities available for sale | 835,365,000 | 899,271,000 | 1,087,221,000 | 1,031,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,014,929,000 | 2,123,312,000 | 2,172,870,000 | 2,181,442,000 |
| Interest-bearing deposits | 1,763,875,000 | 1,861,584,000 | 1,901,468,000 | 1,886,248,000 |
| Noninterest-bearing deposits | 251,054,000 | 261,728,000 | 271,402,000 | 295,194,000 |
| Equity capital | 296,208,000 | 300,739,000 | 312,854,000 | 301,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 54,028,000 | 109,348,000 | 163,950,000 | 215,060,000 |
| Interest expense | 28,691,000 | 57,734,000 | 85,484,000 | 109,719,000 |
| Net interest income | 25,337,000 | 51,614,000 | 78,466,000 | 105,341,000 |
| Noninterest income | 8,085,000 | 16,532,000 | 26,033,000 | 36,715,000 |
| Noninterest expense | 20,111,000 | 40,904,000 | 62,820,000 | 87,604,000 |
| Provision for loan losses | 750,000 | 1,940,000 | 3,265,000 | 4,465,000 |
| Pretax income | 12,809,000 | 25,829,000 | 39,663,000 | 52,262,000 |
| Income tax | 4,099,000 | 8,298,000 | 12,759,000 | 16,823,000 |
| Net income | 8,710,000 | 17,531,000 | 26,904,000 | 35,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,792,000 | 273,616,000 | 277,577,000 | 277,913,000 |
| Total capital | 297,577,000 | 300,543,000 | 304,991,000 | 303,756,000 |
| Risk-weighted assets | 2,141,528,000 | 2,153,055,000 | 2,192,305,000 | 2,202,102,000 |