Call reports 2012
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2012
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 151,531,000 | 181,825,000 | 176,742,000 |
| Total loans | 132,375,000 | 146,122,000 | 153,312,000 |
| Allowance for loan losses | 2,271,000 | 1,361,000 | 1,436,000 |
| Securities available for sale | 7,154,000 | 6,704,000 | 6,320,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 65,685,000 | 71,392,000 | 76,642,000 |
| Interest-bearing deposits | 31,509,000 | 42,173,000 | 41,698,000 |
| Noninterest-bearing deposits | 34,176,000 | 29,219,000 | 34,944,000 |
| Equity capital | 17,321,000 | 17,756,000 | 18,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,408,000 | 2,897,000 | 4,514,000 |
| Interest expense | 78,000 | 156,000 | 246,000 |
| Net interest income | 1,330,000 | 2,741,000 | 4,268,000 |
| Noninterest income | 146,000 | 289,000 | 534,000 |
| Noninterest expense | 903,000 | 1,777,000 | 2,748,000 |
| Provision for loan losses | 0 | 0 | 75,000 |
| Pretax income | 573,000 | 1,253,000 | 1,979,000 |
| Income tax | 203,000 | 445,000 | 700,000 |
| Net income | 370,000 | 808,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 17,173,000 | 17,611,000 | 18,082,000 |
| Total capital | 19,176,000 | 18,972,000 | 19,518,000 |
| Risk-weighted assets | 159,949,000 | 179,898,000 | 186,004,000 |