Call reports 2011
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2011
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,744,000 | 125,681,000 | 133,481,000 | 144,637,000 |
| Total loans | 94,428,000 | 107,031,000 | 114,140,000 | 127,892,000 |
| Allowance for loan losses | 1,405,000 | 1,406,000 | 1,165,000 | 2,315,000 |
| Securities available for sale | 8,811,000 | 8,620,000 | 8,160,000 | 7,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,401,000 | 51,336,000 | 60,293,000 | 65,748,000 |
| Interest-bearing deposits | 32,468,000 | 37,635,000 | 41,227,000 | 38,945,000 |
| Noninterest-bearing deposits | 12,933,000 | 13,701,000 | 19,066,000 | 26,803,000 |
| Equity capital | 11,255,000 | 11,784,000 | 11,837,000 | 15,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,595,000 | 3,925,000 | 5,301,000 |
| Interest expense | 101,000 | 194,000 | 281,000 | 368,000 |
| Net interest income | 1,089,000 | 2,401,000 | 3,644,000 | 4,933,000 |
| Noninterest income | 106,000 | 214,000 | 298,000 | 428,000 |
| Noninterest expense | 975,000 | 1,728,000 | 2,452,000 | 3,258,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 1,650,000 |
| Pretax income | 220,000 | 887,000 | 990,000 | 453,000 |
| Income tax | 79,000 | 316,000 | 350,000 | 161,000 |
| Net income | 141,000 | 571,000 | 640,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,153,000 | 11,582,000 | 11,651,000 | 15,303,000 |
| Total capital | 12,547,000 | 12,988,000 | 12,816,000 | 17,254,000 |
| Risk-weighted assets | 111,519,000 | 123,960,000 | 140,210,000 | 155,736,000 |