Call reports 2010
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2010
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,788,000 | 102,841,000 | 106,501,000 | 109,606,000 |
| Total loans | 75,592,000 | 86,606,000 | 90,529,000 | 94,574,000 |
| Allowance for loan losses | 1,282,000 | 1,288,000 | 1,328,000 | 1,453,000 |
| Securities available for sale | 4,969,000 | 10,050,000 | 9,834,000 | 9,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,232,000 | 46,267,000 | 45,926,000 | 49,457,000 |
| Interest-bearing deposits | 39,789,000 | 41,067,000 | 39,849,000 | 41,697,000 |
| Noninterest-bearing deposits | 4,443,000 | 5,200,000 | 6,077,000 | 7,760,000 |
| Equity capital | 10,581,000 | 10,878,000 | 11,307,000 | 11,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,232,000 | 3,528,000 | 4,810,000 |
| Interest expense | 141,000 | 260,000 | 378,000 | 492,000 |
| Net interest income | 1,004,000 | 1,972,000 | 3,150,000 | 4,318,000 |
| Noninterest income | 84,000 | 156,000 | 270,000 | 379,000 |
| Noninterest expense | 724,000 | 1,492,000 | 2,132,000 | 2,768,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 1,125,000 |
| Pretax income | 114,000 | 386,000 | 1,038,000 | 804,000 |
| Income tax | 47,000 | 158,000 | 416,000 | 252,000 |
| Net income | 67,000 | 228,000 | 622,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,528,000 | 10,688,000 | 11,082,000 | 11,011,000 |
| Total capital | 11,641,000 | 11,935,000 | 12,367,000 | 12,401,000 |
| Risk-weighted assets | 88,847,000 | 99,651,000 | 102,788,000 | 111,105,000 |