Call reports 2009
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2009
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 88,969,000 | 85,120,000 | 80,320,000 | 87,075,000 |
| Total loans | 75,915,000 | 74,279,000 | 67,535,000 | 75,866,000 |
| Allowance for loan losses | 846,000 | 822,000 | 1,032,000 | 1,032,000 |
| Securities available for sale | 0 | 0 | 5,005,000 | 4,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,107,000 | 32,226,000 | 39,836,000 | 44,614,000 |
| Interest-bearing deposits | 27,027,000 | 29,022,000 | 35,975,000 | 40,766,000 |
| Noninterest-bearing deposits | 2,080,000 | 3,204,000 | 3,861,000 | 3,848,000 |
| Equity capital | 8,822,000 | 8,895,000 | 10,342,000 | 10,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,760,000 | 2,668,000 | 3,654,000 |
| Interest expense | 132,000 | 265,000 | 410,000 | 553,000 |
| Net interest income | 750,000 | 1,495,000 | 2,258,000 | 3,101,000 |
| Noninterest income | 45,000 | 106,000 | 173,000 | 240,000 |
| Noninterest expense | 556,000 | 1,236,000 | 1,944,000 | 2,658,000 |
| Provision for loan losses | 0 | 0 | 210,000 | 210,000 |
| Pretax income | 239,000 | 365,000 | 277,000 | 473,000 |
| Income tax | 98,000 | 151,000 | 116,000 | 195,000 |
| Net income | 141,000 | 214,000 | 161,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,822,000 | 8,895,000 | 10,342,000 | 10,456,000 |
| Total capital | 9,668,000 | 9,717,000 | 11,200,000 | 11,488,000 |
| Risk-weighted assets | 79,129,000 | 77,248,000 | 68,478,000 | 87,907,000 |