Call reports 2008
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2008
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,588,000 | 72,877,000 | 73,307,000 | 78,532,000 |
| Total loans | 45,559,000 | 71,926,000 | 72,050,000 | 75,007,000 |
| Allowance for loan losses | 509,000 | 759,000 | 834,000 | 834,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,176,000 | 9,938,000 | 20,741,000 | 23,817,000 |
| Interest-bearing deposits | 10,038,000 | 8,926,000 | 19,309,000 | 21,431,000 |
| Noninterest-bearing deposits | 1,138,000 | 1,012,000 | 1,432,000 | 2,386,000 |
| Equity capital | 8,688,000 | 8,521,000 | 8,588,000 | 8,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,266,000 | 2,162,000 | 3,063,000 |
| Interest expense | 286,000 | 486,000 | 802,000 | 987,000 |
| Net interest income | 375,000 | 780,000 | 1,360,000 | 2,076,000 |
| Noninterest income | 23,000 | 56,000 | 82,000 | 115,000 |
| Noninterest expense | 435,000 | 898,000 | 1,346,000 | 1,934,000 |
| Provision for loan losses | 168,000 | 418,000 | 493,000 | 493,000 |
| Pretax income | -205,000 | -480,000 | -397,000 | -236,000 |
| Income tax | -80,000 | -189,000 | -173,000 | -105,000 |
| Net income | -125,000 | -291,000 | -224,000 | -131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,688,000 | 8,521,000 | 8,588,000 | 8,681,000 |
| Total capital | 9,197,000 | 9,280,000 | 9,422,000 | 9,515,000 |
| Risk-weighted assets | 46,721,000 | 73,636,000 | 72,401,000 | 76,331,000 |