Call reports 2007
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2007
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,396,000 | 25,934,000 | 20,554,000 | 46,263,000 |
| Total loans | 19,563,000 | 25,148,000 | 19,666,000 | 43,949,000 |
| Allowance for loan losses | 255,000 | 254,000 | 338,000 | 338,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,661,000 | 9,862,000 | 10,283,000 | 9,752,000 |
| Interest-bearing deposits | 8,464,000 | 8,433,000 | 9,932,000 | 8,491,000 |
| Noninterest-bearing deposits | 1,197,000 | 1,429,000 | 351,000 | 1,261,000 |
| Equity capital | 9,490,000 | 9,434,000 | 9,281,000 | 8,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 793,000 | 1,230,000 | 1,767,000 |
| Interest expense | 99,000 | 244,000 | 412,000 | 643,000 |
| Net interest income | 282,000 | 549,000 | 818,000 | 1,124,000 |
| Noninterest income | 18,000 | 39,000 | 57,000 | 81,000 |
| Noninterest expense | 328,000 | 700,000 | 1,136,000 | 1,653,000 |
| Provision for loan losses | 0 | 0 | 83,000 | 613,000 |
| Pretax income | -28,000 | -112,000 | -344,000 | -1,061,000 |
| Income tax | -7,000 | -35,000 | -114,000 | -363,000 |
| Net income | -21,000 | -77,000 | -230,000 | -698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,490,000 | 9,434,000 | 9,281,000 | 8,813,000 |
| Total capital | 9,744,000 | 9,688,000 | 9,537,000 | 9,150,000 |
| Risk-weighted assets | 20,346,000 | 25,826,000 | 20,414,000 | 45,286,000 |