Call reports 2006
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2006
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,302,000 | 19,202,000 | 19,819,000 | 19,158,000 |
| Total loans | 17,761,000 | 18,691,000 | 18,561,000 | 15,683,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,632,000 | 1,922,000 | 5,740,000 | 7,796,000 |
| Interest-bearing deposits | 1,031,000 | 1,661,000 | 5,259,000 | 6,785,000 |
| Noninterest-bearing deposits | 1,601,000 | 261,000 | 481,000 | 1,011,000 |
| Equity capital | 9,804,000 | 9,733,000 | 9,599,000 | 9,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 656,000 | 998,000 | 1,359,000 |
| Interest expense | 90,000 | 196,000 | 296,000 | 406,000 |
| Net interest income | 229,000 | 460,000 | 702,000 | 953,000 |
| Noninterest income | 5,000 | 16,000 | 22,000 | 35,000 |
| Noninterest expense | 235,000 | 595,000 | 1,019,000 | 1,394,000 |
| Provision for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Pretax income | -85,000 | -203,000 | -379,000 | -490,000 |
| Income tax | -28,000 | -75,000 | -117,000 | -140,000 |
| Net income | -57,000 | -128,000 | -262,000 | -350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,804,000 | 9,733,000 | 9,599,000 | 9,511,000 |
| Total capital | 10,038,000 | 9,971,000 | 9,839,000 | 9,721,000 |
| Risk-weighted assets | 18,775,000 | 19,062,000 | 19,207,000 | 16,766,000 |