Call reports 2005
UMB BANK ARIZONA, NATIONAL ASSOCIATION — 2005
What UMB BANK ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 18,068,000 |
| Total loans | 15,730,000 |
| Allowance for loan losses | 171,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,849,000 |
| Interest-bearing deposits | 617,000 |
| Noninterest-bearing deposits | 1,232,000 |
| Equity capital | 9,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 175,000 |
| Interest expense | 34,000 |
| Net interest income | 141,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 184,000 |
| Provision for loan losses | 171,000 |
| Pretax income | -213,000 |
| Income tax | -74,000 |
| Net income | -139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 9,861,000 |
| Total capital | 10,032,000 |
| Risk-weighted assets | 16,575,000 |