Call reports 2020
TOWN AND COUNTRY BANK MIDWEST — 2020
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 179,007,000 | 194,543,000 | 191,392,000 | 197,353,000 |
| Total loans | 125,160,000 | 141,449,000 | 141,894,000 | 132,717,000 |
| Allowance for loan losses | 1,451,000 | 1,512,000 | 1,876,000 | 1,874,000 |
| Securities available for sale | 11,606,000 | 10,914,000 | 11,438,000 | 11,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,324,000 | 165,623,000 | 162,609,000 | 168,568,000 |
| Interest-bearing deposits | 105,030,000 | 106,864,000 | 99,139,000 | 101,297,000 |
| Noninterest-bearing deposits | 50,294,000 | 58,759,000 | 63,470,000 | 67,271,000 |
| Equity capital | 23,384,000 | 24,641,000 | 24,659,000 | 24,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 4,388,000 | 6,239,000 | 8,003,000 |
| Interest expense | 258,000 | 495,000 | 653,000 | 766,000 |
| Net interest income | 1,707,000 | 3,893,000 | 5,586,000 | 7,237,000 |
| Noninterest income | 2,456,000 | 3,104,000 | 3,625,000 | 4,265,000 |
| Noninterest expense | 1,055,000 | 2,105,000 | 3,182,000 | 4,687,000 |
| Provision for loan losses | 15,000 | 80,000 | 445,000 | 460,000 |
| Pretax income | 3,093,000 | 4,812,000 | 5,584,000 | 6,355,000 |
| Income tax | 7,000 | 13,000 | 18,000 | 37,000 |
| Net income | 3,086,000 | 4,799,000 | 5,566,000 | 6,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,054,000 | 24,039,000 | 24,072,000 | 24,093,000 |
| Total capital | 24,505,000 | — | — | — |
| Risk-weighted assets | 131,117,000 | — | — | — |