Call reports 2016
TOWN AND COUNTRY BANK MIDWEST — 2016
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 180,969,000 | 183,102,000 | 178,947,000 | 194,254,000 |
| Total loans | 126,741,000 | 125,671,000 | 128,008,000 | 125,863,000 |
| Allowance for loan losses | 1,890,000 | 1,520,000 | 1,378,000 | 1,410,000 |
| Securities available for sale | 17,187,000 | 17,049,000 | 16,383,000 | 15,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,286,000 | 163,263,000 | 159,402,000 | 175,132,000 |
| Interest-bearing deposits | 103,453,000 | 102,564,000 | 97,570,000 | 107,334,000 |
| Noninterest-bearing deposits | 57,833,000 | 60,699,000 | 61,832,000 | 67,798,000 |
| Equity capital | 18,811,000 | 19,132,000 | 19,302,000 | 18,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,722,000 | 3,454,000 | 5,241,000 | 6,988,000 |
| Interest expense | 87,000 | 168,000 | 247,000 | 338,000 |
| Net interest income | 1,635,000 | 3,286,000 | 4,994,000 | 6,650,000 |
| Noninterest income | 339,000 | 713,000 | 1,075,000 | 1,437,000 |
| Noninterest expense | 1,060,000 | 2,025,000 | 3,121,000 | 4,585,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 899,000 | 1,934,000 | 2,878,000 | 3,402,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 21,000 |
| Net income | 893,000 | 1,923,000 | 2,862,000 | 3,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,992,000 | 18,290,000 | 18,502,000 | 18,290,000 |
| Total capital | 19,715,000 | 19,810,000 | 19,880,000 | 19,700,000 |
| Risk-weighted assets | 137,674,000 | 135,158,000 | 140,486,000 | 138,343,000 |