Call reports 2015
TOWN AND COUNTRY BANK MIDWEST — 2015
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 150,100,000 | 148,685,000 | 170,410,000 | 179,420,000 |
| Total loans | 117,862,000 | 116,344,000 | 126,905,000 | 128,201,000 |
| Allowance for loan losses | 2,064,000 | 2,063,000 | 2,065,000 | 1,912,000 |
| Securities available for sale | 9,804,000 | 9,746,000 | 15,557,000 | 15,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,540,000 | 129,934,000 | 150,956,000 | 160,009,000 |
| Interest-bearing deposits | 91,664,000 | 88,774,000 | 106,389,000 | 104,667,000 |
| Noninterest-bearing deposits | 39,876,000 | 41,161,000 | 44,567,000 | 55,342,000 |
| Equity capital | 18,336,000 | 18,440,000 | 18,711,000 | 18,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,226,000 | 5,027,000 | 6,747,000 |
| Interest expense | 80,000 | 158,000 | 256,000 | 350,000 |
| Net interest income | 1,518,000 | 3,068,000 | 4,771,000 | 6,397,000 |
| Noninterest income | 300,000 | 627,000 | 969,000 | 1,283,000 |
| Noninterest expense | 885,000 | 1,862,000 | 2,954,000 | 4,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 933,000 | 1,833,000 | 2,786,000 | 3,485,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 19,000 |
| Net income | 928,000 | 1,824,000 | 2,772,000 | 3,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,250,000 | 18,396,000 | 17,882,000 | 17,846,000 |
| Total capital | 19,801,000 | 19,929,000 | 19,582,000 | 19,568,000 |
| Risk-weighted assets | 123,590,000 | 122,102,000 | 135,711,000 | 137,640,000 |