Call reports 2014
TOWN AND COUNTRY BANK MIDWEST — 2014
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 148,361,000 | 155,816,000 | 149,938,000 | 160,220,000 |
| Total loans | 119,285,000 | 121,453,000 | 120,896,000 | 121,192,000 |
| Allowance for loan losses | 1,476,000 | 1,486,000 | 1,500,000 | 2,033,000 |
| Securities available for sale | 6,681,000 | 6,718,000 | 6,705,000 | 6,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,452,000 | 137,645,000 | 130,987,000 | 141,901,000 |
| Interest-bearing deposits | 97,750,000 | 97,407,000 | 96,156,000 | 94,792,000 |
| Noninterest-bearing deposits | 32,702,000 | 40,238,000 | 34,831,000 | 47,109,000 |
| Equity capital | 17,621,000 | 17,945,000 | 18,690,000 | 18,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,337,000 | 5,058,000 | 6,683,000 |
| Interest expense | 102,000 | 200,000 | 298,000 | 376,000 |
| Net interest income | 1,536,000 | 3,137,000 | 4,760,000 | 6,307,000 |
| Noninterest income | 331,000 | 687,000 | 1,692,000 | 2,096,000 |
| Noninterest expense | 930,000 | 1,844,000 | 2,906,000 | 4,050,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 560,000 |
| Pretax income | 922,000 | 1,950,000 | 3,501,000 | 3,793,000 |
| Income tax | 0 | 9,000 | 13,000 | 17,000 |
| Net income | 922,000 | 1,941,000 | 3,488,000 | 3,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,668,000 | 17,937,000 | 18,684,000 | 18,072,000 |
| Total capital | 19,144,000 | 19,424,000 | 20,184,000 | 19,669,000 |
| Risk-weighted assets | 126,828,000 | 128,955,000 | 126,455,000 | 127,324,000 |