Call reports 2012
TOWN AND COUNTRY BANK MIDWEST — 2012
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,596,000 | 102,274,000 | 101,995,000 | 110,600,000 |
| Total loans | 83,322,000 | 83,267,000 | 80,584,000 | 83,967,000 |
| Allowance for loan losses | 1,038,000 | 1,051,000 | 1,050,000 | 1,051,000 |
| Securities available for sale | 3,182,000 | 3,209,000 | 3,221,000 | 3,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,145,000 | 90,002,000 | 89,273,000 | 97,552,000 |
| Interest-bearing deposits | 71,302,000 | 70,822,000 | 69,684,000 | 68,920,000 |
| Noninterest-bearing deposits | 23,843,000 | 19,180,000 | 19,589,000 | 28,632,000 |
| Equity capital | 12,166,000 | 12,066,000 | 12,542,000 | 12,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,613,000 | 3,885,000 | 5,127,000 |
| Interest expense | 154,000 | 285,000 | 402,000 | 510,000 |
| Net interest income | 1,145,000 | 2,328,000 | 3,483,000 | 4,617,000 |
| Noninterest income | 345,000 | 694,000 | 1,066,000 | 1,414,000 |
| Noninterest expense | 788,000 | 1,523,000 | 2,380,000 | 3,155,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 687,000 | 1,474,000 | 2,144,000 | 2,851,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 15,000 |
| Net income | 684,000 | 1,467,000 | 2,133,000 | 2,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,108,000 | 11,991,000 | 12,457,000 | 12,809,000 |
| Total capital | 13,146,000 | 13,042,000 | 13,493,000 | 13,846,000 |
| Risk-weighted assets | 87,220,000 | 87,838,000 | 84,316,000 | 90,054,000 |