Call reports 2011
TOWN AND COUNTRY BANK MIDWEST — 2011
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,145,000 | 106,747,000 | 104,377,000 | 103,822,000 |
| Total loans | 89,753,000 | 89,191,000 | 86,783,000 | 84,678,000 |
| Allowance for loan losses | 1,115,000 | 987,000 | 1,020,000 | 1,001,000 |
| Securities available for sale | 3,917,000 | 3,953,000 | 3,203,000 | 3,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,160,000 | 91,954,000 | 89,896,000 | 91,918,000 |
| Interest-bearing deposits | 82,353,000 | 71,989,000 | 75,136,000 | 72,597,000 |
| Noninterest-bearing deposits | 14,807,000 | 19,965,000 | 14,760,000 | 19,321,000 |
| Equity capital | 12,160,000 | 12,545,000 | 12,212,000 | 11,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,776,000 | 4,173,000 | 5,525,000 |
| Interest expense | 235,000 | 443,000 | 634,000 | 826,000 |
| Net interest income | 1,157,000 | 2,333,000 | 3,539,000 | 4,699,000 |
| Noninterest income | 235,000 | 511,000 | 912,000 | 1,286,000 |
| Noninterest expense | 690,000 | 1,466,000 | 2,383,000 | 3,466,000 |
| Provision for loan losses | 30,000 | 45,000 | 77,000 | 211,000 |
| Pretax income | 672,000 | 1,333,000 | 1,991,000 | 2,308,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 12,000 |
| Net income | 671,000 | 1,330,000 | 1,986,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,124,000 | 12,483,000 | 12,139,000 | 11,649,000 |
| Total capital | 13,239,000 | 13,470,000 | 13,159,000 | 12,650,000 |
| Risk-weighted assets | 93,999,000 | 92,420,000 | 89,349,000 | 87,764,000 |