Call reports 2009
TOWN AND COUNTRY BANK MIDWEST — 2009
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 115,949,000 | 112,926,000 | 113,119,000 | 114,645,000 |
| Total loans | 94,707,000 | 97,328,000 | 96,080,000 | 97,218,000 |
| Allowance for loan losses | 1,127,000 | 1,144,000 | 1,000,000 | 1,128,000 |
| Securities available for sale | 5,186,000 | 5,140,000 | 5,155,000 | 5,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,257,000 | 95,949,000 | 96,091,000 | 98,286,000 |
| Interest-bearing deposits | 85,582,000 | 81,388,000 | 85,529,000 | 85,558,000 |
| Noninterest-bearing deposits | 12,675,000 | 14,561,000 | 10,562,000 | 12,728,000 |
| Equity capital | 11,408,000 | 11,744,000 | 11,802,000 | 11,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,222,000 | 4,904,000 | 6,548,000 |
| Interest expense | 523,000 | 985,000 | 1,412,000 | 1,830,000 |
| Net interest income | 1,097,000 | 2,237,000 | 3,492,000 | 4,718,000 |
| Noninterest income | 220,000 | 451,000 | 649,000 | 745,000 |
| Noninterest expense | 604,000 | 1,281,000 | 1,948,000 | 3,032,000 |
| Provision for loan losses | 44,000 | 67,000 | 170,000 | 359,000 |
| Pretax income | 669,000 | 1,340,000 | 2,023,000 | 2,072,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 7,000 |
| Net income | 665,000 | 1,331,000 | 2,010,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,295,000 | 11,660,000 | 11,689,000 | 11,494,000 |
| Total capital | 12,422,000 | 12,790,000 | 12,675,000 | 12,608,000 |
| Risk-weighted assets | 97,437,000 | 99,048,000 | 99,108,000 | 100,614,000 |