Call reports 2008
TOWN AND COUNTRY BANK MIDWEST — 2008
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 108,001,000 | 114,722,000 | 115,025,000 | 116,041,000 |
| Total loans | 91,025,000 | 96,256,000 | 97,138,000 | 96,767,000 |
| Allowance for loan losses | 815,000 | 1,191,000 | 1,186,000 | 1,119,000 |
| Securities available for sale | 4,660,000 | 4,600,000 | 4,626,000 | 5,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,631,000 | 100,846,000 | 100,662,000 | 98,440,000 |
| Interest-bearing deposits | 74,998,000 | 84,706,000 | 88,895,000 | 81,985,000 |
| Noninterest-bearing deposits | 18,633,000 | 16,140,000 | 11,767,000 | 16,455,000 |
| Equity capital | 10,889,000 | 10,525,000 | 10,960,000 | 11,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,580,000 | 5,273,000 | 7,038,000 |
| Interest expense | 822,000 | 1,551,000 | 2,230,000 | 2,852,000 |
| Net interest income | 1,003,000 | 2,029,000 | 3,043,000 | 4,186,000 |
| Noninterest income | 192,000 | 384,000 | 583,000 | 799,000 |
| Noninterest expense | 547,000 | 1,176,000 | 1,780,000 | 2,557,000 |
| Provision for loan losses | 16,000 | 391,000 | 421,000 | 565,000 |
| Pretax income | 632,000 | 846,000 | 1,425,000 | 1,863,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 20,000 |
| Net income | 626,000 | 835,000 | 1,409,000 | 1,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,763,000 | 10,472,000 | 10,896,000 | 11,079,000 |
| Total capital | 11,578,000 | 11,663,000 | 12,082,000 | 12,198,000 |
| Risk-weighted assets | 91,478,000 | 97,847,000 | 98,308,000 | 98,547,000 |