Call reports 2007
TOWN AND COUNTRY BANK MIDWEST — 2007
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 114,536,000 | 108,369,000 | 106,038,000 | 110,274,000 |
| Total loans | 98,470,000 | 94,241,000 | 91,861,000 | 92,436,000 |
| Allowance for loan losses | 756,000 | 784,000 | 839,000 | 804,000 |
| Securities available for sale | 4,490,000 | 4,465,000 | 4,522,000 | 4,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,278,000 | 96,199,000 | 93,058,000 | 97,793,000 |
| Interest-bearing deposits | 84,075,000 | 77,566,000 | 78,282,000 | 80,946,000 |
| Noninterest-bearing deposits | 18,203,000 | 18,633,000 | 14,776,000 | 16,847,000 |
| Equity capital | 9,845,000 | 9,696,000 | 10,521,000 | 10,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,204,000 | 6,367,000 | 8,408,000 |
| Interest expense | 899,000 | 1,782,000 | 2,655,000 | 3,540,000 |
| Net interest income | 1,192,000 | 2,422,000 | 3,712,000 | 4,868,000 |
| Noninterest income | 149,000 | 330,000 | 499,000 | 707,000 |
| Noninterest expense | 565,000 | 1,147,000 | 1,692,000 | 2,427,000 |
| Provision for loan losses | 25,000 | 72,000 | 208,000 | 333,000 |
| Pretax income | 751,000 | 1,533,000 | 2,311,000 | 2,815,000 |
| Income tax | 0 | 10,000 | 13,000 | 18,000 |
| Net income | 751,000 | 1,523,000 | 2,298,000 | 2,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,840,000 | 9,713,000 | 10,488,000 | 10,487,000 |
| Total capital | 10,596,000 | 10,483,000 | 11,327,000 | 11,291,000 |
| Risk-weighted assets | 96,198,000 | 94,232,000 | 92,088,000 | 93,350,000 |