Call reports 2005
TOWN AND COUNTRY BANK MIDWEST — 2005
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 102,756,000 | 106,389,000 | 110,469,000 | 114,478,000 |
| Total loans | 85,246,000 | 89,322,000 | 89,328,000 | 87,588,000 |
| Allowance for loan losses | 917,000 | 895,000 | 958,000 | 989,000 |
| Securities available for sale | 4,457,000 | 4,464,000 | 4,520,000 | 4,514,000 |
| Securities held to maturity | 100,000 | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,321,000 | 87,719,000 | 91,428,000 | 96,670,000 |
| Interest-bearing deposits | 70,329,000 | 70,097,000 | 75,177,000 | 74,070,000 |
| Noninterest-bearing deposits | 13,992,000 | 17,621,000 | 16,251,000 | 22,600,000 |
| Equity capital | 8,681,000 | 8,916,000 | 9,269,000 | 9,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,947,000 | 4,607,000 | 6,337,000 |
| Interest expense | 438,000 | 908,000 | 1,433,000 | 1,992,000 |
| Net interest income | 997,000 | 2,039,000 | 3,174,000 | 4,345,000 |
| Noninterest income | 119,000 | 255,000 | 401,000 | 545,000 |
| Noninterest expense | 449,000 | 918,000 | 1,454,000 | 2,092,000 |
| Provision for loan losses | 78,000 | 176,000 | 257,000 | 372,000 |
| Pretax income | 589,000 | 1,200,000 | 1,864,000 | 2,426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 589,000 | 1,200,000 | 1,864,000 | 2,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,737,000 | 8,949,000 | 9,313,000 | 9,575,000 |
| Total capital | 9,654,000 | 9,844,000 | 10,271,000 | 10,564,000 |
| Risk-weighted assets | 80,921,000 | 85,012,000 | 87,144,000 | 86,282,000 |