Call reports 2004
TOWN AND COUNTRY BANK MIDWEST — 2004
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 90,614,000 | 92,868,000 | 98,173,000 | 105,032,000 |
| Total loans | 73,595,000 | 76,922,000 | 81,291,000 | 84,017,000 |
| Allowance for loan losses | 836,000 | 837,000 | 866,000 | 855,000 |
| Securities available for sale | 4,720,000 | 4,692,000 | 4,570,000 | 4,530,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,706,000 | 76,852,000 | 80,898,000 | 86,946,000 |
| Interest-bearing deposits | 61,169,000 | 60,795,000 | 66,249,000 | 68,890,000 |
| Noninterest-bearing deposits | 14,537,000 | 16,057,000 | 14,649,000 | 18,056,000 |
| Equity capital | 7,687,000 | 7,825,000 | 8,077,000 | 8,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,181,000 | 2,403,000 | 3,697,000 | 5,065,000 |
| Interest expense | 358,000 | 704,000 | 1,073,000 | 1,484,000 |
| Net interest income | 823,000 | 1,699,000 | 2,624,000 | 3,581,000 |
| Noninterest income | 55,000 | 124,000 | 227,000 | 367,000 |
| Noninterest expense | 355,000 | 734,000 | 1,165,000 | 1,691,000 |
| Provision for loan losses | 31,000 | 56,000 | 112,000 | 186,000 |
| Pretax income | 492,000 | 1,033,000 | 1,574,000 | 2,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 492,000 | 1,033,000 | 1,574,000 | 2,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,650,000 | 7,841,000 | 8,082,000 | 8,379,000 |
| Total capital | 8,486,000 | 8,678,000 | 8,948,000 | 9,234,000 |
| Risk-weighted assets | 69,158,000 | 72,165,000 | 76,699,000 | 80,341,000 |