Call reports 2003
TOWN AND COUNTRY BANK MIDWEST — 2003
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 88,346,000 | 88,714,000 | 85,941,000 | 87,532,000 |
| Total loans | 70,612,000 | 70,253,000 | 72,241,000 | 71,301,000 |
| Allowance for loan losses | 837,000 | 851,000 | 866,000 | 820,000 |
| Securities available for sale | 5,412,000 | 5,504,000 | 4,724,000 | 4,731,000 |
| Securities held to maturity | 151,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,368,000 | 73,472,000 | 70,538,000 | 72,778,000 |
| Interest-bearing deposits | 63,323,000 | 62,512,000 | 58,986,000 | 61,057,000 |
| Noninterest-bearing deposits | 10,045,000 | 10,960,000 | 11,552,000 | 11,721,000 |
| Equity capital | 6,704,000 | 6,981,000 | 7,194,000 | 7,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,393,000 | 3,571,000 | 4,778,000 |
| Interest expense | 507,000 | 999,000 | 1,415,000 | 1,787,000 |
| Net interest income | 685,000 | 1,394,000 | 2,156,000 | 2,991,000 |
| Noninterest income | 53,000 | 121,000 | 182,000 | 269,000 |
| Noninterest expense | 331,000 | 662,000 | 1,005,000 | 1,403,000 |
| Provision for loan losses | 65,000 | 125,000 | 185,000 | 220,000 |
| Pretax income | 342,000 | 728,000 | 1,148,000 | 1,637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 342,000 | 728,000 | 1,148,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,623,000 | 6,888,000 | 7,159,000 | 7,508,000 |
| Total capital | 7,459,000 | 7,722,000 | 8,008,000 | 8,328,000 |
| Risk-weighted assets | 66,890,000 | 66,700,000 | 67,870,000 | 66,418,000 |