Call reports 2002
TOWN AND COUNTRY BANK MIDWEST — 2002
What TOWN AND COUNTRY BANK MIDWEST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,194,000 | 78,844,000 | 82,662,000 | 85,684,000 |
| Total loans | 59,640,000 | 62,505,000 | 63,789,000 | 68,042,000 |
| Allowance for loan losses | 623,000 | 670,000 | 716,000 | 763,000 |
| Securities available for sale | 5,229,000 | 5,278,000 | 5,278,000 | 5,503,000 |
| Securities held to maturity | 332,000 | 332,000 | 332,000 | 166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,146,000 | 68,552,000 | 72,117,000 | 71,027,000 |
| Interest-bearing deposits | 63,902,000 | 59,468,000 | 62,815,000 | 61,634,000 |
| Noninterest-bearing deposits | 9,244,000 | 9,084,000 | 9,302,000 | 9,393,000 |
| Equity capital | 5,804,000 | 6,046,000 | 6,308,000 | 6,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,321,000 | 3,527,000 | 4,655,000 |
| Interest expense | 509,000 | 1,012,000 | 1,514,000 | 2,026,000 |
| Net interest income | 636,000 | 1,309,000 | 2,013,000 | 2,629,000 |
| Noninterest income | 62,000 | 125,000 | 204,000 | 167,000 |
| Noninterest expense | 346,000 | 623,000 | 941,000 | 1,297,000 |
| Provision for loan losses | 45,000 | 92,000 | 147,000 | 277,000 |
| Pretax income | 307,000 | 719,000 | 1,129,000 | 1,222,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 14,000 |
| Net income | 304,000 | 713,000 | 1,120,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,728,000 | 5,936,000 | 6,193,000 | 6,281,000 |
| Total capital | 6,351,000 | 6,606,000 | 6,909,000 | 7,044,000 |
| Risk-weighted assets | 58,637,000 | 60,005,000 | 60,581,000 | 64,578,000 |