Call reports 2009
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2009
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 175,220,000 | 167,523,000 | 166,746,000 | 167,259,000 |
| Total loans | 98,165,000 | 98,769,000 | 99,336,000 | 101,050,000 |
| Allowance for loan losses | 1,467,000 | 1,575,000 | 1,731,000 | 1,913,000 |
| Securities available for sale | 54,605,000 | 54,711,000 | 54,811,000 | 52,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 122,000 | 123,000 | 123,000 | 0 |
| Total deposits | 140,579,000 | 129,413,000 | 125,644,000 | 132,997,000 |
| Interest-bearing deposits | 101,614,000 | 97,716,000 | 97,171,000 | 100,751,000 |
| Noninterest-bearing deposits | 38,965,000 | 31,697,000 | 28,473,000 | 32,246,000 |
| Equity capital | 20,888,000 | 21,649,000 | 22,849,000 | 22,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,403,000 | 4,785,000 | 7,166,000 | 9,528,000 |
| Interest expense | 391,000 | 708,000 | 997,000 | 1,276,000 |
| Net interest income | 2,012,000 | 4,077,000 | 6,169,000 | 8,252,000 |
| Noninterest income | 336,000 | 725,000 | 1,151,000 | 1,572,000 |
| Noninterest expense | 963,000 | 1,959,000 | 2,950,000 | 4,007,000 |
| Provision for loan losses | 195,000 | 340,000 | 581,000 | 816,000 |
| Pretax income | 1,190,000 | 2,559,000 | 3,845,000 | 5,110,000 |
| Income tax | 363,000 | 788,000 | 1,180,000 | 1,568,000 |
| Net income | 827,000 | 1,771,000 | 2,665,000 | 3,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,635,000 | 13,581,000 | 13,886,000 | 13,723,000 |
| Total capital | 13,861,000 | 14,808,000 | 15,100,000 | 14,958,000 |
| Risk-weighted assets | 97,664,000 | 97,684,000 | 96,386,000 | 97,993,000 |