Call reports 2008
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2008
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 147,193,000 | 181,059,000 | 175,676,000 | 173,565,000 |
| Total loans | 89,977,000 | 91,118,000 | 97,217,000 | 99,555,000 |
| Allowance for loan losses | 1,057,000 | 1,116,000 | 1,187,000 | 1,299,000 |
| Securities available for sale | 35,996,000 | 38,298,000 | 45,016,000 | 54,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 5,009,000 | 10,582,000 | 5,118,000 |
| Total deposits | 123,251,000 | 156,725,000 | 152,087,000 | 138,325,000 |
| Interest-bearing deposits | 113,111,000 | 138,126,000 | 109,341,000 | 100,391,000 |
| Noninterest-bearing deposits | 10,140,000 | 18,600,000 | 42,746,000 | 37,934,000 |
| Equity capital | 18,819,000 | 18,575,000 | 19,130,000 | 20,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,496,000 | 6,872,000 | 9,359,000 |
| Interest expense | 614,000 | 1,123,000 | 1,578,000 | 2,040,000 |
| Net interest income | 1,617,000 | 3,373,000 | 5,294,000 | 7,319,000 |
| Noninterest income | 379,000 | 745,000 | 1,127,000 | 1,497,000 |
| Noninterest expense | 932,000 | 1,925,000 | 2,911,000 | 3,961,000 |
| Provision for loan losses | 60,000 | 132,000 | 213,000 | 338,000 |
| Pretax income | 1,021,000 | 2,078,000 | 3,314,000 | 4,534,000 |
| Income tax | 311,000 | 632,000 | 1,013,000 | 1,387,000 |
| Net income | 710,000 | 1,446,000 | 2,301,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,361,000 | 11,625,000 | 12,057,000 | 12,381,000 |
| Total capital | 12,419,000 | 12,741,000 | 13,244,000 | 13,624,000 |
| Risk-weighted assets | 85,980,000 | 93,813,000 | 95,973,000 | 99,911,000 |