Call reports 2007
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2007
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,425,000 | 136,059,000 | 138,157,000 | 139,423,000 |
| Total loans | 78,056,000 | 81,086,000 | 83,552,000 | 88,866,000 |
| Allowance for loan losses | 911,000 | 935,000 | 954,000 | 1,011,000 |
| Securities available for sale | 36,768,000 | 35,390,000 | 36,455,000 | 34,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,564,000 | 117,384,000 | 118,394,000 | 119,806,000 |
| Interest-bearing deposits | 91,315,000 | 88,308,000 | 90,537,000 | 86,302,000 |
| Noninterest-bearing deposits | 29,249,000 | 29,076,000 | 27,857,000 | 33,504,000 |
| Equity capital | 17,558,000 | 17,516,000 | 17,966,000 | 18,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,160,000 | 6,342,000 | 8,584,000 |
| Interest expense | 680,000 | 1,358,000 | 2,058,000 | 2,711,000 |
| Net interest income | 1,378,000 | 2,802,000 | 4,284,000 | 5,873,000 |
| Noninterest income | 309,000 | 654,000 | 1,023,000 | 1,386,000 |
| Noninterest expense | 827,000 | 1,595,000 | 2,500,000 | 3,453,000 |
| Provision for loan losses | 10,000 | 35,000 | 60,000 | 125,000 |
| Pretax income | 850,000 | 1,826,000 | 2,747,000 | 3,683,000 |
| Income tax | 278,000 | 601,000 | 902,000 | 1,198,000 |
| Net income | 572,000 | 1,225,000 | 1,845,000 | 2,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,526,000 | 10,764,000 | 10,948,000 | 11,124,000 |
| Total capital | 11,437,000 | 11,699,000 | 11,902,000 | 12,136,000 |
| Risk-weighted assets | 76,700,000 | 77,518,000 | 79,740,000 | 82,957,000 |