Call reports 2006
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2006
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,249,000 | 129,526,000 | 131,616,000 | 130,803,000 |
| Total loans | 70,707,000 | 73,956,000 | 77,988,000 | 77,755,000 |
| Allowance for loan losses | 815,000 | 847,000 | 899,000 | 905,000 |
| Securities available for sale | 43,968,000 | 42,610,000 | 41,470,000 | 38,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,585,000 | 110,783,000 | 108,811,000 | 111,320,000 |
| Interest-bearing deposits | 90,682,000 | 85,224,000 | 83,874,000 | 85,057,000 |
| Noninterest-bearing deposits | 25,903,000 | 25,559,000 | 24,937,000 | 26,263,000 |
| Equity capital | 16,968,000 | 16,863,000 | 17,277,000 | 17,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,874,000 | 5,855,000 | 7,885,000 |
| Interest expense | 515,000 | 1,051,000 | 1,617,000 | 2,246,000 |
| Net interest income | 1,376,000 | 2,823,000 | 4,238,000 | 5,639,000 |
| Noninterest income | 275,000 | 592,000 | 899,000 | 1,225,000 |
| Noninterest expense | 758,000 | 1,539,000 | 2,345,000 | 3,166,000 |
| Provision for loan losses | 30,000 | 55,000 | 108,000 | 138,000 |
| Pretax income | 863,000 | 1,821,000 | 2,684,000 | 3,558,000 |
| Income tax | 281,000 | 597,000 | 883,000 | 1,173,000 |
| Net income | 582,000 | 1,224,000 | 1,801,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,004,000 | 10,188,000 | 10,312,000 | 10,417,000 |
| Total capital | 10,819,000 | 11,035,000 | 11,211,000 | 11,323,000 |
| Risk-weighted assets | 71,753,000 | 74,210,000 | 74,214,000 | 74,148,000 |