Call reports 2005
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2005
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 114,838,000 | 118,816,000 | 125,304,000 | 129,595,000 |
| Total loans | 61,762,000 | 66,043,000 | 66,783,000 | 69,486,000 |
| Allowance for loan losses | 715,000 | 760,000 | 783,000 | 800,000 |
| Securities available for sale | 35,639,000 | 38,436,000 | 35,981,000 | 39,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,524,000 | 100,624,000 | 107,913,000 | 112,376,000 |
| Interest-bearing deposits | 79,052,000 | 80,369,000 | 86,434,000 | 89,173,000 |
| Noninterest-bearing deposits | 18,472,000 | 20,255,000 | 21,479,000 | 23,203,000 |
| Equity capital | 16,775,000 | 16,917,000 | 16,922,000 | 16,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,108,000 | 4,787,000 | 6,608,000 |
| Interest expense | 288,000 | 636,000 | 1,009,000 | 1,466,000 |
| Net interest income | 1,204,000 | 2,472,000 | 3,778,000 | 5,142,000 |
| Noninterest income | 354,000 | 638,000 | 969,000 | 1,266,000 |
| Noninterest expense | 681,000 | 1,396,000 | 2,131,000 | 2,904,000 |
| Provision for loan losses | 7,000 | 80,000 | 87,000 | 125,000 |
| Pretax income | 870,000 | 1,640,000 | 2,531,000 | 3,384,000 |
| Income tax | 287,000 | 539,000 | 831,000 | 1,108,000 |
| Net income | 583,000 | 1,101,000 | 1,700,000 | 2,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,468,000 | 9,511,000 | 9,653,000 | 9,789,000 |
| Total capital | 10,183,000 | 10,273,000 | 10,436,000 | 10,589,000 |
| Risk-weighted assets | 59,423,000 | 63,984,000 | 66,157,000 | 70,029,000 |