Call reports 2004
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2004
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 106,648,000 | 106,885,000 | 112,409,000 | 114,501,000 |
| Total loans | 56,118,000 | 58,318,000 | 61,859,000 | 61,236,000 |
| Allowance for loan losses | 628,000 | 670,000 | 716,000 | 720,000 |
| Securities available for sale | 38,555,000 | 36,528,000 | 35,645,000 | 34,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,814,000 | 84,816,000 | 94,908,000 | 97,165,000 |
| Interest-bearing deposits | 68,049,000 | 66,182,000 | 76,066,000 | 77,380,000 |
| Noninterest-bearing deposits | 16,765,000 | 18,634,000 | 18,842,000 | 19,785,000 |
| Equity capital | 17,514,000 | 16,652,000 | 17,116,000 | 17,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,793,000 | 4,240,000 | 5,716,000 |
| Interest expense | 198,000 | 402,000 | 631,000 | 892,000 |
| Net interest income | 1,200,000 | 2,391,000 | 3,609,000 | 4,824,000 |
| Noninterest income | 219,000 | 496,000 | 810,000 | 1,209,000 |
| Noninterest expense | 685,000 | 1,373,000 | 2,095,000 | 2,824,000 |
| Provision for loan losses | 21,000 | 76,000 | 120,000 | 143,000 |
| Pretax income | 713,000 | 1,438,000 | 2,204,000 | 3,071,000 |
| Income tax | 231,000 | 467,000 | 717,000 | 1,003,000 |
| Net income | 482,000 | 971,000 | 1,487,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,288,000 | 9,336,000 | 9,361,000 | 9,400,000 |
| Total capital | 9,918,000 | 10,006,000 | 10,078,000 | 10,121,000 |
| Risk-weighted assets | 51,360,000 | 56,196,000 | 57,960,000 | 58,463,000 |