Call reports 2003
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2003
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,000,000 | 106,408,000 | 105,286,000 | 105,713,000 |
| Total loans | 49,949,000 | 52,739,000 | 51,096,000 | 53,779,000 |
| Allowance for loan losses | 590,000 | 608,000 | 591,000 | 596,000 |
| Securities available for sale | 33,848,000 | 35,536,000 | 39,923,000 | 38,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,182,000 | 88,310,000 | 85,723,000 | 86,433,000 |
| Interest-bearing deposits | 70,512,000 | 71,293,000 | 68,534,000 | 69,007,000 |
| Noninterest-bearing deposits | 15,670,000 | 17,017,000 | 17,189,000 | 17,426,000 |
| Equity capital | 17,230,000 | 17,569,000 | 17,165,000 | 17,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,727,000 | 4,049,000 | 5,418,000 |
| Interest expense | 257,000 | 506,000 | 725,000 | 930,000 |
| Net interest income | 1,099,000 | 2,221,000 | 3,324,000 | 4,488,000 |
| Noninterest income | 149,000 | 318,000 | 472,000 | 663,000 |
| Noninterest expense | 607,000 | 1,240,000 | 1,888,000 | 2,567,000 |
| Provision for loan losses | 23,000 | 43,000 | 43,000 | 61,000 |
| Pretax income | 618,000 | 1,256,000 | 1,865,000 | 2,523,000 |
| Income tax | 216,000 | 436,000 | 639,000 | 845,000 |
| Net income | 402,000 | 820,000 | 1,226,000 | 1,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,071,000 | 9,173,000 | 9,186,000 | 9,247,000 |
| Total capital | 9,657,000 | 9,784,000 | 9,779,000 | 9,844,000 |
| Risk-weighted assets | 46,709,000 | 49,195,000 | 49,455,000 | 51,513,000 |