Call reports 2016
BANK OF WALNUT GROVE — 2016
What BANK OF WALNUT GROVE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,549,000 | 58,343,000 | 59,135,000 | 59,038,000 |
| Total loans | 28,024,000 | 28,382,000 | 27,774,000 | 27,699,000 |
| Allowance for loan losses | 653,000 | 655,000 | 649,000 | 651,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,313,000 | 3,823,000 | 4,523,000 | 4,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,039,000 | 49,570,000 | 50,063,000 | 50,493,000 |
| Interest-bearing deposits | 37,501,000 | 38,295,000 | 38,644,000 | 38,972,000 |
| Noninterest-bearing deposits | 11,538,000 | 11,274,000 | 11,419,000 | 11,521,000 |
| Equity capital | 8,267,000 | 8,416,000 | 8,600,000 | 8,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,082,000 | 1,629,000 | 2,167,000 |
| Interest expense | 57,000 | 114,000 | 174,000 | 236,000 |
| Net interest income | 483,000 | 968,000 | 1,455,000 | 1,931,000 |
| Noninterest income | 89,000 | 176,000 | 273,000 | 366,000 |
| Noninterest expense | 438,000 | 825,000 | 1,222,000 | 1,695,000 |
| Provision for loan losses | 14,000 | 44,000 | 44,000 | 64,000 |
| Pretax income | 120,000 | 275,000 | 462,000 | 538,000 |
| Income tax | 2,000 | 8,000 | 11,000 | 14,000 |
| Net income | 118,000 | 267,000 | 451,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,267,000 | 8,416,000 | 8,600,000 | 8,403,000 |
| Total capital | 8,636,000 | 8,787,000 | 8,971,000 | 8,771,000 |
| Risk-weighted assets | 29,222,000 | 29,385,000 | 29,398,000 | 29,149,000 |