Call reports 2015
BANK OF WALNUT GROVE — 2015
What BANK OF WALNUT GROVE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,977,000 | 56,149,000 | 56,826,000 | 57,375,000 |
| Total loans | 26,969,000 | 27,262,000 | 27,157,000 | 27,463,000 |
| Allowance for loan losses | 653,000 | 641,000 | 639,000 | 642,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,900,000 | 5,048,000 | 4,546,000 | 4,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,765,000 | 47,656,000 | 48,025,000 | 49,097,000 |
| Interest-bearing deposits | 36,987,000 | 36,546,000 | 37,169,000 | 37,610,000 |
| Noninterest-bearing deposits | 10,778,000 | 11,110,000 | 10,856,000 | 11,487,000 |
| Equity capital | 7,982,000 | 8,149,000 | 8,344,000 | 8,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,064,000 | 1,607,000 | 2,138,000 |
| Interest expense | 55,000 | 109,000 | 164,000 | 221,000 |
| Net interest income | 473,000 | 955,000 | 1,443,000 | 1,917,000 |
| Noninterest income | 92,000 | 183,000 | 288,000 | 372,000 |
| Noninterest expense | 427,000 | 829,000 | 1,223,000 | 1,666,000 |
| Provision for loan losses | 5,000 | 20,000 | 24,000 | 64,000 |
| Pretax income | 133,000 | 289,000 | 484,000 | 559,000 |
| Income tax | 0 | -11,000 | -11,000 | -11,000 |
| Net income | 133,000 | 300,000 | 495,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,982,000 | 8,149,000 | 8,344,000 | 8,149,000 |
| Total capital | 8,305,000 | 8,505,000 | 8,702,000 | 8,513,000 |
| Risk-weighted assets | 25,472,000 | 28,175,000 | 28,380,000 | 28,867,000 |