Call reports 2014
BANK OF WALNUT GROVE — 2014
What BANK OF WALNUT GROVE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 54,089,000 | 53,952,000 | 54,603,000 | 55,403,000 |
| Total loans | 26,193,000 | 26,995,000 | 26,945,000 | 27,233,000 |
| Allowance for loan losses | 594,000 | 617,000 | 615,000 | 643,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,271,000 | 5,292,000 | 5,288,000 | 5,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,178,000 | 45,759,000 | 46,152,000 | 47,434,000 |
| Interest-bearing deposits | 36,392,000 | 36,361,000 | 36,637,000 | 37,122,000 |
| Noninterest-bearing deposits | 9,786,000 | 9,399,000 | 9,515,000 | 10,312,000 |
| Equity capital | 7,694,000 | 7,867,000 | 8,014,000 | 7,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,077,000 | 1,633,000 | 2,179,000 |
| Interest expense | 55,000 | 111,000 | 166,000 | 223,000 |
| Net interest income | 474,000 | 966,000 | 1,467,000 | 1,956,000 |
| Noninterest income | 91,000 | 175,000 | 265,000 | 348,000 |
| Noninterest expense | 431,000 | 818,000 | 1,246,000 | 1,686,000 |
| Provision for loan losses | 5,000 | 15,000 | 25,000 | 64,000 |
| Pretax income | 129,000 | 308,000 | 461,000 | 554,000 |
| Income tax | 5,000 | 11,000 | 17,000 | 23,000 |
| Net income | 124,000 | 297,000 | 444,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,694,000 | 7,867,000 | 8,014,000 | 7,849,000 |
| Total capital | 8,037,000 | 8,216,000 | 8,364,000 | 8,204,000 |
| Risk-weighted assets | 27,166,000 | 27,686,000 | 27,739,000 | 28,094,000 |