Call reports 2013
BANK OF WALNUT GROVE — 2013
What BANK OF WALNUT GROVE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,844,000 | 51,678,000 | 51,873,000 | 52,268,000 |
| Total loans | 24,905,000 | 25,096,000 | 25,836,000 | 25,950,000 |
| Allowance for loan losses | 592,000 | 602,000 | 600,000 | 607,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,655,000 | 5,449,000 | 5,364,000 | 5,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,234,000 | 43,828,000 | 43,702,000 | 44,586,000 |
| Interest-bearing deposits | 35,684,000 | 35,734,000 | 35,980,000 | 36,149,000 |
| Noninterest-bearing deposits | 8,550,000 | 8,094,000 | 7,722,000 | 8,436,000 |
| Equity capital | 7,402,000 | 7,540,000 | 7,761,000 | 7,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,038,000 | 1,584,000 | 2,120,000 |
| Interest expense | 62,000 | 120,000 | 178,000 | 234,000 |
| Net interest income | 457,000 | 918,000 | 1,406,000 | 1,886,000 |
| Noninterest income | 99,000 | 172,000 | 279,000 | 376,000 |
| Noninterest expense | 395,000 | 786,000 | 1,154,000 | 1,590,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 36,000 |
| Pretax income | 156,000 | 299,000 | 526,000 | 636,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 151,000 | 289,000 | 511,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,402,000 | 7,540,000 | 7,761,000 | 7,570,000 |
| Total capital | 7,732,000 | 7,870,000 | 8,097,000 | 7,906,000 |
| Risk-weighted assets | 26,123,000 | 26,126,000 | 26,626,000 | 26,628,000 |