Call reports 2012
BANK OF WALNUT GROVE — 2012
What BANK OF WALNUT GROVE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,368,000 | 49,895,000 | 50,780,000 | 50,993,000 |
| Total loans | 24,891,000 | 24,964,000 | 25,604,000 | 25,102,000 |
| Allowance for loan losses | 580,000 | 563,000 | 563,000 | 580,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,167,000 | 4,394,000 | 4,019,000 | 4,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,052,000 | 42,314,000 | 42,915,000 | 43,634,000 |
| Interest-bearing deposits | 34,076,000 | 34,634,000 | 34,449,000 | 35,521,000 |
| Noninterest-bearing deposits | 7,976,000 | 7,680,000 | 8,466,000 | 8,113,000 |
| Equity capital | 7,116,000 | 7,279,000 | 7,466,000 | 7,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,057,000 | 1,586,000 | 2,115,000 |
| Interest expense | 81,000 | 155,000 | 223,000 | 292,000 |
| Net interest income | 452,000 | 902,000 | 1,363,000 | 1,823,000 |
| Noninterest income | 89,000 | 172,000 | 260,000 | 342,000 |
| Noninterest expense | 381,000 | 741,000 | 1,099,000 | 1,550,000 |
| Provision for loan losses | 5,000 | 10,000 | 10,000 | 38,000 |
| Pretax income | 155,000 | 323,000 | 514,000 | 577,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 22,000 |
| Net income | 150,000 | 314,000 | 500,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,116,000 | 7,279,000 | 7,466,000 | 7,251,000 |
| Total capital | 7,445,000 | 7,612,000 | 7,805,000 | 7,583,000 |
| Risk-weighted assets | 26,092,000 | 26,406,000 | 26,913,000 | 26,315,000 |