Call reports 2010
BANK OF WALNUT GROVE — 2010
What BANK OF WALNUT GROVE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 46,011,000 | 47,125,000 | 47,474,000 | 48,359,000 |
| Total loans | 24,561,000 | 24,493,000 | 25,632,000 | 25,189,000 |
| Allowance for loan losses | 536,000 | 546,000 | 559,000 | 580,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,336,000 | 3,682,000 | 4,477,000 | 4,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,244,000 | 40,112,000 | 40,230,000 | 41,549,000 |
| Interest-bearing deposits | 33,064,000 | 33,165,000 | 33,404,000 | 34,194,000 |
| Noninterest-bearing deposits | 6,180,000 | 6,947,000 | 6,826,000 | 7,355,000 |
| Equity capital | 6,570,000 | 6,705,000 | 6,830,000 | 6,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,055,000 | 1,603,000 | 2,151,000 |
| Interest expense | 133,000 | 259,000 | 380,000 | 493,000 |
| Net interest income | 387,000 | 796,000 | 1,223,000 | 1,658,000 |
| Noninterest income | 87,000 | 173,000 | 261,000 | 337,000 |
| Noninterest expense | 366,000 | 707,000 | 1,067,000 | 1,401,000 |
| Provision for loan losses | 5,000 | 20,000 | 45,000 | 90,000 |
| Pretax income | 103,000 | 242,000 | 372,000 | 504,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 21,000 |
| Net income | 99,000 | 233,000 | 359,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,570,000 | 6,705,000 | 6,830,000 | 6,711,000 |
| Total capital | 6,892,000 | 7,029,000 | 7,163,000 | 7,040,000 |
| Risk-weighted assets | 25,560,000 | 25,725,000 | 26,396,000 | 26,083,000 |