Call reports 2009
BANK OF WALNUT GROVE — 2009
What BANK OF WALNUT GROVE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,507,000 | 44,893,000 | 45,430,000 | 46,066,000 |
| Total loans | 23,362,000 | 23,896,000 | 24,217,000 | 24,583,000 |
| Allowance for loan losses | 451,000 | 460,000 | 460,000 | 528,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,689,000 | 3,716,000 | 3,445,000 | 3,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,853,000 | 38,051,000 | 38,330,000 | 39,505,000 |
| Interest-bearing deposits | 32,046,000 | 32,045,000 | 32,037,000 | 32,471,000 |
| Noninterest-bearing deposits | 5,807,000 | 6,006,000 | 6,293,000 | 7,034,000 |
| Equity capital | 6,460,000 | 6,554,000 | 6,683,000 | 6,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,162,000 | 1,716,000 | 2,264,000 |
| Interest expense | 186,000 | 362,000 | 523,000 | 674,000 |
| Net interest income | 410,000 | 800,000 | 1,193,000 | 1,590,000 |
| Noninterest income | 93,000 | 173,000 | 257,000 | 336,000 |
| Noninterest expense | 319,000 | 679,000 | 1,012,000 | 1,396,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 107,000 |
| Pretax income | 184,000 | 284,000 | 418,000 | 423,000 |
| Income tax | 6,000 | 12,000 | 16,000 | 18,000 |
| Net income | 178,000 | 272,000 | 402,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,460,000 | 6,554,000 | 6,683,000 | 6,471,000 |
| Total capital | 6,770,000 | 6,870,000 | 7,003,000 | 6,795,000 |
| Risk-weighted assets | 24,629,000 | 25,137,000 | 25,485,000 | 25,696,000 |