Call reports 2008
BANK OF WALNUT GROVE — 2008
What BANK OF WALNUT GROVE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,824,000 | 44,427,000 | 43,440,000 | 44,178,000 |
| Total loans | 22,010,000 | 21,696,000 | 21,726,000 | 22,368,000 |
| Allowance for loan losses | 448,000 | 432,000 | 433,000 | 450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,789,000 | 10,489,000 | 10,989,000 | 11,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,446,000 | 37,829,000 | 36,573,000 | 37,803,000 |
| Interest-bearing deposits | 31,417,000 | 31,638,000 | 31,259,000 | 31,904,000 |
| Noninterest-bearing deposits | 6,029,000 | 6,191,000 | 5,314,000 | 5,899,000 |
| Equity capital | 6,153,000 | 6,302,000 | 6,455,000 | 6,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,251,000 | 1,852,000 | 2,477,000 |
| Interest expense | 290,000 | 536,000 | 750,000 | 960,000 |
| Net interest income | 348,000 | 715,000 | 1,102,000 | 1,517,000 |
| Noninterest income | 96,000 | 183,000 | 264,000 | 340,000 |
| Noninterest expense | 310,000 | 614,000 | 928,000 | 1,271,000 |
| Provision for loan losses | 0 | 0 | 0 | 42,000 |
| Pretax income | 134,000 | 284,000 | 438,000 | 544,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 12,000 |
| Net income | 133,000 | 282,000 | 435,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,153,000 | 6,302,000 | 6,455,000 | 6,282,000 |
| Total capital | 6,451,000 | 6,598,000 | 6,749,000 | 6,581,000 |
| Risk-weighted assets | 23,663,000 | 23,539,000 | 23,379,000 | 23,789,000 |