Call reports 2007
BANK OF WALNUT GROVE — 2007
What BANK OF WALNUT GROVE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,625,000 | 41,360,000 | 42,385,000 | 42,757,000 |
| Total loans | 21,134,000 | 21,130,000 | 21,683,000 | 21,851,000 |
| Allowance for loan losses | 463,000 | 465,000 | 462,000 | 445,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,998,000 | 10,988,000 | 11,000,000 | 9,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,528,000 | 35,039,000 | 35,824,000 | 36,603,000 |
| Interest-bearing deposits | 29,777,000 | 29,721,000 | 30,283,000 | 30,804,000 |
| Noninterest-bearing deposits | 5,751,000 | 5,318,000 | 5,541,000 | 5,799,000 |
| Equity capital | 5,903,000 | 6,021,000 | 6,152,000 | 6,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,278,000 | 1,935,000 | 2,601,000 |
| Interest expense | 294,000 | 598,000 | 920,000 | 1,241,000 |
| Net interest income | 342,000 | 680,000 | 1,015,000 | 1,360,000 |
| Noninterest income | 74,000 | 152,000 | 256,000 | 340,000 |
| Noninterest expense | 316,000 | 613,000 | 917,000 | 1,258,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 219,000 | 354,000 | 442,000 |
| Income tax | 0 | 1,000 | 5,000 | 9,000 |
| Net income | 100,000 | 218,000 | 349,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,903,000 | 6,021,000 | 6,152,000 | 6,020,000 |
| Total capital | 6,185,000 | 6,304,000 | 6,443,000 | 6,313,000 |
| Risk-weighted assets | 22,346,000 | 22,487,000 | 23,145,000 | 23,298,000 |