Call reports 2006
BANK OF WALNUT GROVE — 2006
What BANK OF WALNUT GROVE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,947,000 | 40,058,000 | 39,979,000 | 40,877,000 |
| Total loans | 19,131,000 | 20,225,000 | 21,243,000 | 21,070,000 |
| Allowance for loan losses | 484,000 | 469,000 | 465,000 | 461,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,823,000 | 11,123,000 | 11,123,000 | 11,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,061,000 | 33,930,000 | 33,581,000 | 34,959,000 |
| Interest-bearing deposits | 28,037,000 | 28,691,000 | 28,536,000 | 29,006,000 |
| Noninterest-bearing deposits | 6,024,000 | 5,239,000 | 5,045,000 | 5,953,000 |
| Equity capital | 5,708,000 | 5,860,000 | 6,014,000 | 5,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,166,000 | 1,782,000 | 2,403,000 |
| Interest expense | 200,000 | 423,000 | 676,000 | 949,000 |
| Net interest income | 371,000 | 743,000 | 1,106,000 | 1,454,000 |
| Noninterest income | 73,000 | 148,000 | 226,000 | 295,000 |
| Noninterest expense | 289,000 | 579,000 | 861,000 | 1,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 312,000 | 471,000 | 538,000 |
| Income tax | 0 | 6,000 | 10,000 | 18,000 |
| Net income | 155,000 | 306,000 | 461,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,708,000 | 5,860,000 | 6,014,000 | 5,803,000 |
| Total capital | 5,970,000 | 6,131,000 | 6,291,000 | 6,082,000 |
| Risk-weighted assets | 20,755,000 | 21,450,000 | 21,971,000 | 22,130,000 |