Call reports 2005
BANK OF WALNUT GROVE — 2005
What BANK OF WALNUT GROVE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,964,000 | 37,910,000 | 38,962,000 | 39,551,000 |
| Total loans | 17,549,000 | 18,206,000 | 18,361,000 | 18,660,000 |
| Allowance for loan losses | 434,000 | 444,000 | 463,000 | 475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,449,000 | 8,548,000 | 9,322,000 | 9,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,435,000 | 32,145,000 | 33,015,000 | 33,925,000 |
| Interest-bearing deposits | 27,274,000 | 27,104,000 | 27,148,000 | 27,683,000 |
| Noninterest-bearing deposits | 5,161,000 | 5,041,000 | 5,867,000 | 6,242,000 |
| Equity capital | 5,406,000 | 5,550,000 | 5,694,000 | 5,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 975,000 | 1,509,000 | 2,051,000 |
| Interest expense | 119,000 | 256,000 | 418,000 | 588,000 |
| Net interest income | 351,000 | 719,000 | 1,091,000 | 1,463,000 |
| Noninterest income | 75,000 | 144,000 | 216,000 | 277,000 |
| Noninterest expense | 282,000 | 563,000 | 843,000 | 1,129,000 |
| Provision for loan losses | 10,000 | 20,000 | 35,000 | 66,000 |
| Pretax income | 134,000 | 280,000 | 429,000 | 545,000 |
| Income tax | 4,000 | 6,000 | 10,000 | 16,000 |
| Net income | 130,000 | 274,000 | 419,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,406,000 | 5,550,000 | 5,694,000 | 5,553,000 |
| Total capital | 5,653,000 | 5,802,000 | 5,950,000 | 5,811,000 |
| Risk-weighted assets | 19,535,000 | 19,942,000 | 20,247,000 | 20,413,000 |